@Quinton Childs thanks@Larry Vestall I did most of the work to keep the cost down.

Our annual income is $60,000 and we have 1 child.

I figured what better place to begin than at the very beginning.I actually just turned 29 last week and a few days later my wife and I celebrated the birth of our first child.

Probably a crazed boyfriend or a lockout . 

I am excited to learn from all of you and I am working towards doing my first deal in 6-12 months and getting my wife and our child thats born in December into our first home.

When they wanted to terminate on the SCRA, we found out that the wife has no employment history and no verifiable income other than the child support.  

I am 50 and single, and my concerns come from being a child of a struggling trailer park owner in the 1960/70's and a former wife of a struggling carpenter/general contractor.

It's for a child's bedroom and it is in MN where is gets cold.

My first buy house was tri-lever home that I got for 152K with 3.5% down on a 30 year with a 5.5% interest rateOnce I got married and had our first child, We refinanced to a 15 year mortgage with a 3.5% interest rate.

@Caleb Childs - First, make sure you qualify for the loan.