If your local market is very active and homes are selling fast, you may be able to get by with doing less.Your Home’s Condition: If your home is vacant or has a unique layout, using a professional stager who can bring in the right furniture and accessories may help buyers truly visualize its full potential.Your Budget: Talk to your agent to get an idea of staging costs in your area, as it can be the difference between your house selling and sitting.

I am active duty and currently stationed in Jacksonville NC.

Seems like a common scenario for some of the active military we've helped in the Tucson area recently, feel free to reach out if you have any questions!

Gita,At least the way I prefer to do things is to only run accrual based accounting activity on my day to day operations.

I have yet to come across a policy that covered for fraud or illegal activities. 

As those prices fluctuate, there is a builders somewhere putting his feet up waiting to see a market turn more active because the last thing he wants to do is start paying crews to build houses, that could drop in value while he's halfway through the build process and losing equity halfway into the project.

Active vs passive. 

I've argued for this and the powers-that-be do have a good argument that they are still active just in other ways, how to cover labor and actions during that, etc..

I'm from Leesburg, an active-duty Air Force member, too (retiring soon).

I would say for most people, the 1st position heloc is no a good bet, especially if you have a 1st mortgage rate of less than 5%.Using this strategy with a 2nd position heloc can be just as powerful, so you can have your cake and eat it too!