You don't want to lose your rate on the house you are living in now unless you want to sell it so since that is an owner-occupied, you need to stay there and save up the 20 percent for the second property based on what you said.

Based on that, their personal use kills the STR loophole from 2024 forward. 

Based on the data I saw from ABOR the median price YoY (2023 to 2024) was slightly up (around 2%) and the rent was flat to slightly down.

The advice can now be something very actionable, which you can try and then send them a thank you note based on how it went. 

Hey everyone,I’m Luke, a new investor based in St.

@Greg Loberg I have experience working with them but on the title side.They're based in Martinsburg, WV. 

My favorite calls are from prospective clients who have been with another company - they know what matters to them and I know a lot about how the relationship will go, based on what they've experienced with another PMC. 

Hi Charles, I'm also based in Honolulu with young kids and in a similar situation to you, have also thought about buying an investment property in Japan that we could use part-time and rent out at other times.

Will they base their calculations solely on the income from the two legal units and disregard the non-conforming basement?

Private Money Lenders (PML): More flexible, relationship-based funding with lower fees.