Actually the real best option is to wait for the next big earthquake that comes through and buy right after it...we're overdue anyway...Alternatively, you can go to the outer areas of SF.

With 2 mega-investments (by my standards) in two different houses - I worry a LOT about a 2008-repeat, OR a BIG earthquake in SF... :-(.Thanks again, all!

-I have earthquake insurance on all the properties (except my new primary residence though I'm considering getting that as well even though my rate spikes by 50% and it has a 25% deductible.Things I've considered:-An out of state trust such as Alaska, but they cost about 25K just to set up.

I'm a retired missionary to Germany and Haiti ....

., recent earthquake retrofitting legislation may open doors for you!

Other Common ExpensesIn addition to repairs and depreciation, some of the other common expenses you can deduct are: Insurance, taxes, lawn care, tax return preparation fees, losses from causalities (hurricane, earthquake, flood, etc.) or thefts.Condominiums and Cooperatives: If you own a rental condominium or cooperative, each has some special rules.Condominiums: With a condominium you might pay dues or assessments to take care of commonly-owned property.

April Is Earthquake PreparednessMonth In California.

It looked like the house had sustained earthquake damage.

The big upside seems to be if the building needs to be retrofitted for earthquake, you can convert the carport or garage to an ADU with a lot of costs that would have to be spent regardless because of the retrofit.  

They have all the contractors in place who know how to set the unit, make it earthquake safe, attach the gas lines, add in electrical boxes, build the carport awning, landscape, etc.