The Beginning of your statement sounds like bird dogging but i get what your saying.and overall these are some great advice and all these apply to all of those that have this same problem right now, i always believed that  trying to get loans searching online or asking around which isnt a bad thing to do but the likely chance of someone getting a loan to help them out with a credit score this low is unlikely as some of ya said, so there is only one way to do that and that is to work and pay the debts off, mainly the utility bills that need to get tended to especially if you wanna live in your own space again, or if its for the first time.We all had some unfortunate circumstances in life, Death in the family, force to get bills put in your name by someone so they didn't take the blame of not dealing with those bills themselves, and that's someone you don't wanna live with trying to push everything on you  and make it your responsibility, sad reality but at the end of the day it gonna be your responsibility anyways later on.

Conversely, a CD or an IRA/401K that is less liquid might raise some eyebrows (but would probably still work, accompanied by a brief explanation such as the one you provided above). 

They are by definition in this instance a bird dog.

Would you let random members of the public go wandering through your home without being accompanied by someone in a position of responsibility?

I am starting off slow, currently bird dogging.It is easy for me to find properties but I want to go beyond that and assist in marketing properties once they are under contract (ex: bandit signs and social media marketing).By doing this am I acting in the capacity of an agent or broker?

A bird in the hand and all that.One option no one else has mentioned ...

Learn who are the actual wholesalers & cash buyers in your area and offer to be a bird dog for them.

I guess it goes with the old saying"The early bird, get the worms" 

Our ISA is responsible for calling owners of properties that our bird dogs identify as distress (I go into a little more detail about are the off-market system in this post: https://www.biggerpockets.com/forums/311/topics/55...).

I currently teach piano lessons and accompany choirs in the Chattanooga area, and I love it.