.- if the garage inspection card has legitimate progress approvals, I would argue with someone other than this manager, and I would find someone eventually above them or at their level, to objectively intervene.

Market growth, I'd argue to what extent but ok.

Some advocate for factoring in debt services, while others argue for excluding them from the calculation.

That's fodder for lawyers to argue.

Keeping in mind that if the borrower has to get a brand-new loan at the end of a balloon period, they would again pay a 1% loan initiation fee, so it’s easy to argue that this 2% fee isn’t terrible considering the alternative.

I get your restaurant analogy, but it's wildly flawed, here is how: What your arguing is one would go out and look at a Subway, look at a McDonalds, look at a sandwich truck, look at a "Mom-Pop" Taco joint, look at a fine dining and a spot's bar and a casual fine dining AND THEN decide which to jump in based on some metric of the business.

If you change PM's, simply change the password and keep the address.As far as this being impersonal, I would argue the opposite.

I'd argue anything in the greater providence area is primed for growth.

Others argue that it actually wouldn't provide much protection in a lawsuit (especially if your Airbnb/VRBO account is in your personal name) and you're better off just purchasing liability insurance. 

I'd argue that the returns from RE are generally lower than the stock market This is HIGHLY subjective and CAN BE very far from the truth