I hope it’s a big powder year. 

Cash out Refi)Pros:- Typically lower interest rates than the other two optionsCons:- Higher closing costs- You lose your current interest rate that is probably significantly lower than current ratesHELOC)Pros: - Lower closing costs- Interest only for what you use- You can choose to use it or not depending on your future plansCons:- It is a second lien, so they typically have higher interest rates- Sometimes it is a variable ratePrivate Lender)Pros:- Less government restrictions that you need to follow- HUGE amount of flexibility because everything on it is negotiable from interest rates, to payment options- Not required to leave 20-30% of equity in the property, and no PMI if you have less than 20% equity- Closing costs are minimal.

It doesn't mean they are a skilled manager.You should do your own research. 

Remove the commission (Or just make it very small) and have the rest negotiated into the deal with the seller.

It only took me two years to get sued.

it's too expensive? 

But I'll check it out. 

Since you're owner-occupying the duplex, most lenders won’t allow you to put the property into an LLC while you have a residential mortgage, as it could violate loan terms.

Anyone can make it in REI, but I find most people think it's easier than it actually is.

For example, lets say I invested in something and it had $100k in passive losses.