I'm from Haywood Co,. which I'm surprised to see jump into Tier 3 this year, and perhaps more surprised to see that my wife's Guilford Co. friends and family are now living in a Tier 2 county.

How often does the unexplained item, inconsistency or suspect reference result in a "nice surprise". 

This takes the guess work out for the borrower and for the bank so there are no surprises once the property is completed as well as cuts down on costs for the borrower since there is only one closing.

I was surprised to see Dallas had stronger home appreciation last year than San Francisco, Austin and San Jose.On the MF front, there are currently 46500 units either under construction or in lease-up in the DFW MSA.  

I definitely don't want to come across as expecting a discount, I guess I was just surprised that the same purchases I would have been making before with my personal card suddenly don't get a discount when I switch my payment method.

Remember these numbers are just guidelines and points to consider so you minimize surprise expenses.  

I would be surprised if it voided the title insurance, but I have never actually looked into it.  

Surprised to see 15 years left on initial term.  

Found out the bank I use for my checking does RE Investing loans in Texas (surprising since they're based in Michigan and I believe they are a small operation), but hopefully I can get some numbers to compare...not sure if it matters that they aren't local

I have ample credit to cover the inevitable big surprise.