I have also recently negotiated with a realtor on their rate- it helps sometimes.

are you using a realtor to negotiate the short sale with the bank and you as the buyer?

The end goal depends on how you approach the seller, what you say on the phone, and how the deal is negotiated and structured.Finding a motivated seller is the key to a creative deal, whether it is a CFD, LC, LO, LT, Wrap-AITD, etc.BPs is the place to learn about all this stuff.

Google it and you will find plenty of help. 3) Ask if they are interested in selling4) Negotiate a deal5) Get it under contract6) Market it to resell itThat is the general process.

One way is to buy the note and then negotiate a deed in lieu or agreement for reconveyance.

So enough with the bad justifications...That being said, I'm not a complete softy and I want to negotiate to get the best deal possible.

I am fluent in spanish, both oral and written, which give me a good negotiating advantage with the subcontractors in my state.

Short term, less than a year, interest only loans are fine for certain purposes but an I/O loan on a longer term basis is not the norm nor would it be a good idea long term.True private financing is something you negotiate with that individual, the rate, term, amortization and other requirements would be set as agreed.

At that time, you cannot negotiate directly with the lender.

Private money is what you can negotiate, and 10% seems about right.