I toured a mix used building with a coffee shop on the first floor that also sold unmentionable intimate products.  

I finally adopted the policy of having them meet me at the corner donut shop near my home.

Once you've explored their products to see if you qualify, then shop the rate and terms around with a variety of brokers and lenders to see if they can offer similar products.

Assess the convenience of any potential investment property by considering typical walks to class, libraries, or—if applicable to your town—a downtown area (think shops, restaurants, or bars).Don’t expect tenants to sign long-term leases.Considering that the majority of renters will be students, tenant turnover will be high—undergraduates especially tend to change housing year to year, meaning renters who are willing to sign a lease over one year will be few and far-between.Instead, encourage lease “pass-downs”.One main concern in real estate investing is vacancies—a valid concern, especially in a college town, where the rental off-season between semesters will deplete the prospective rental pool.

@Luke Fuhrman nothing wrong with a company having multiple distribution channels with differential pricing for the exact same product (which bakes in differential distribution costs, such as super bowl ads, etc), but if you know that fact then you probably shouldn't be calling the most expensive of those distribution channels for the exact same product.Rocket's index is focused on the mortgage broker shop (eg, you wouldn't find me there)-- https://www.rocketmortgage.com...This other index lists specific individual loan originators rather than where their license is hung -- https://findamortgagebroker.co...Whatever looks appealing to you, cross reference google business reviews to make sure it'll be a good fit.

As Airbnb matures we will see more professionalization of the industry so people will shop certain brands etc when they are looking for certain amenities.

In fact she hasn't went shopping for herself in years.

I am going to shop around more but was curious if this is in the norm for the area of Jacksonville. $160K loan, 30 yr fixed, 20% down in cash.

If you are ever in the OKC/Guthrie area, HMU and we can go to coffee. 

Start shopping and see what you can find for financing either for after completion or for the entire process.