Though money gets discussed from day one, @Debra Leeson is actually spot on; private lending like this is based 100% on relationships.You don't walk up to any private individual waiving a PowerPoint presentation and expect them therefore, to invest their hard-earned personal retirement money in you, solely on that basis.

First I feel that I am still young enough to be less conservative with retirement "money" and if I do lose it all I still have some time to recover.

I am interested in buying and holding multi family rental properties to create passive income for retirement.

We are investing for future cash flow, as we hope to use these house in 15 years to retire early.

Our goal is long term cash flow to allow early retirement in 15 years.

I think I can make more in the stock market, but I am very focused on early retirement and therefore am more interested in low-volatility income than "high-risk, high-returns".

It also works great for Real Estate Investors that are ready to retire and want to split shares in an REIT to the Heirs and let them receive a stepped up basis and they can sell the shares over a few years. 

I'd like to acquire a bunch of rentals that cash flow enough to support my lifestyle as well as create a nest egg for retirement. 

I would convert it to a duplex.pre-listed on zillow "make me move" for $419,000 back in August 2013. tax records show owner has not changed but the title was last updated Feb. 2013The mailing address on record is in florida so I'm thinking this person refinanced, then went to retire and is inactively trying to sell.I found this property when I was out walking around so I'm familiar with the area and the price seems fair based on my recent purchase nearby.

I am also an MBA and hope to use this cash flow to fund early retirement in 15 years.This is a great place to learn as we all start somewhere.