Areas are tough because enrollment is down and they have built several large new 200+ unit complexes in the last few years.  

We spent the last year remodeling the basement ourselves and currently have our first medium term renter (We fully furnished the unit to squeeze more rent out). 

Last year, I painted my own house (1100 sq ft) and a rental (1400 sq ft).

So, for the last few months she's submitting reports about breakers tripping (no pun intended), so we send an electrician out, and he finds a 20 plant grow with massive lights throughout the garage! 

I’ve spent 2k last year on various repairs including a major expense to replace the water heater, I am not overly concerned as this also contributes to the property value.

Purchase price: $900,000 Cash invested: $240,000 Sale price: $1,520,000 Was driving by home this time last year and saw a FSBO sign.

In my area, they normally pay at the last minute, even the morning of the sale.Never seen a nice house with a big mortgage actually go thru with tax sale.Could happen.Who is the lender?

Lots of schedule Es I can not read or understand.I obviously know my rent "income" and my costs (especially since I make NO positive cash flow money on it and mostly loose money (last year I lost "only" -$1175) so i want to know what i made in appreciation versus how much I lost per year for the past 20 years. 

Your processes can never remain as they were yesterday or last year. 

Lastly, when a lender says finance 75%, 80% etc. it’s important to understand what’s included.