I would do a little shopping around not all lenders are the same.

Also, I'd be up for meeting for coffee in a few weeks.

When I added up the time spent and money made and divided it between my business (auto service and repair shops) and the real estate I bought and build to house the business it came out like this:  80% of my time was spend on the business and 20% on the real estate, but 80% of my profits came from the real estate and 20% from the business.  

I was shopping for banks for months, but no loan officers would do the loans and I couldn't find a single lender that was doing portfolio loans. 

Let me know if you ever want to have a conversation or grab a coffee to talk about the market here

Also other things have always factored in such as the location of the property, the desirability of the neighborhood or town, the proximity to shopping, schools, or other attractions.

Purchase price: $160,000 Cash invested: $70,000 Successfully bought and renovated a single family home in booming East Brainerd, Chattanooga TN, just minutes from the Hamilton place mall and Chattanooga's premier shopping destination.

Would you raise the rents or shop harder for a better lender?

I was struggling to find good deals on SFHs, duplexes, tris, and quads because I was competing against a wider group of investors (homeowners, house hackers flippers, BRRRRers, and flippers) who were either shopping all cash or had owner occupancy financing.

Zillow and Apartments are nice because they are both also advertising platforms making it a one stop shop.