I'm sure their common sense and financial advisors would appreciate long term written leases with escalation clauses adjusted to the CPI annually from sophisticated long term investors. 

If one wants to look at a different set of semantics, I suppose you could talk in terms of "sophisticated" and "unsophisticated" private money lenders.

I don't want to pay payroll taxes or anything like that - I just want to give her cash for helping me.

I calculated the rent on a weekly basis and had the payroll company automatically deduct the amount and deposit it into my account.

I think that it may be better to appear to be more of an entry-level type of guy rather that sophisticated educated person.

This gives some insight as to the level of sophistication that may be introduced in any topic.

i just started a blog...sorry vikram but the info may not be sophisticated enough for you--it will be geared more towards newbies, since i, myself am only 24 and am just a few years into REI...as far as the info i'd like to see, i'd be interesting in reading more on the new EPA laws for rehabbing older properties..

Pooling other peoples money into one property must be done according to SEC guidelines and you need to know if you are dealing with sophisticated or unsophisticated investors. 

He also doesn't want to invest out of the local area because he want's to be able to sent a couple guys, on maintenance calls, that are already on payroll.

Or am I getting farther west than you are thinking.Bryan and Will, although familiar with some of the conventional/traditional methods of bank financing, I am not very sophisticated in the realm of financing.