This article in the Globe tells the absolute truth about what Account Closed - do we buy into the upswing and thus speculate on the power of the wave (and in the process overpay relative to fundamentals), or do we continue to underwrite the exit based on fundamentals in the face of the reality that nobody cares about the fundamentals and in underwriting this way we, while ensuring safety fir our investors, are pricing ourselves completely and utterly out of the current market?

Deciding what to do with a Mixed Use lot is always a bit of speculation. 

No one here has read your contract, so anything offered will be pure speculation. 

Invest...don't speculate.

I won't speculate on what a jury thinks, I'm not an attorney nor do I have much jury experience.Now, if Charlie wants to argue he's not required to give an APR or a timely notice of denial or that he has free reign to carry on his business unlike other lenders then I suppose he can go there.

From my observations of what is available on the market, the asking prices are either over-inflated (speculate emotional attachment) or simply not worth the investment (ei. older property, too much reno) for it to be a viable income property post renovations.Talking to some local agents, the vacancy is also very low making it harder for property sales to happen.

However, rehabbing is speculation, not investing.

It's been a lengthy escrow as the seller didn't read the repair list well (speculating here) & finds himself spending more than anticipated.

-Banks have much more strict underwriting standards regarding LTV and DTI than they did in the 2000s.A lot of people speculate on yes there's a bubble or no there's no bubble.

I compare amenities and features and it gives me ideas in which directions to move.It seems more and more of us are relying on websites that are running an algorithm that I believe, is less qualified then our own homework.As for running a fake ad, while I could speculate on problems that could rear themselves- the bottom line is that any of us with a nice unit to rent can tell you that we get a lot of attention, viewings, etc. that don't materialize.