I noticed that you don't have any info about yourself here or on your profile.

Public non-profit companies are exempt from the law as well (but not private foundations).The licensing and registration under this code section is the CA Attorney General's office - not an entity that takes violations lightly.Also, if you read the Foreclosure Consultant law mentioned by Quinn closely you will notice that it requires a bond equal to 2 times the value of the borrower's home.

Look at what its going to cost you to get rid of this place when you graduate.Do realize that if you bump your credit card from $1K to $5K (if the bank will actually do that), the morgage lender will notice, and may back out at the last minute.

Fannie Mae guidelines with regard to the age of the comparable sales, as well as most lenders’ internal guidelines, are reducing the old requirement that all comps be within 1 year.

Can anyone tell me what a "AAA rated Fannie Mae portfolio available in $1B increments is?

Until property values and the long term, inflation driven trend line match up.Have a look at this graph of MO farm land prices: http://agebb.missouri.edu/mgt/landsurv/07landgraph.htm Notice from the peak in 1981 it took until 1997, 16 years, for prices to come back up to that value.

In some states, it is against the law to collect more than a couple month's rent, so you have to check into that.I automatically turn down any applicant who wants to pay a year in advance.For an existing tenant who has been a good tenant, I would take the money, put it into escrow and pay myself month by month as it came due.Tentant would still be on a month to month agreement and if I wanted him out, I'd give 30 day notice and refund the balance of the rent.An exception: If I rented to college students, they sometimes pay the entire semester's rent out of their grant money.

The notice states that "there does not appear to be any property available to pay creditors".

They start getting notices from their lender that their property is going to go into foreclosure.

I don't know why, but perhaps with English being my second language, and having to try to learn it the best I can, I take particular notice and offense in this area as well.