What I'm still working to figure out is you're just using the system to coordinate maintenance (e-rent + lease turnover already in place) is it primarily just a chatbot automation that's coordinating hand-off with your existing contractors that you're already working with (since most areas remain outside their full service coverage)? 

If you require the tenants to have Renter's Insurance (with pet coverage), this is beneficial to both you and the tenants.

What kinds and limits of insurance coverages should I require the tenant to procure?

NY Insurance Broker here (licensed in NY, NJ, and MA).I always recommend umbrella policies for extra coverage.

Keep your insurance, just have them adjust yourautomobile to fewer miles or just comprehensivecoverage.

The wrong policy could exclude coverage.Property (covering the structure) and General Liability would be the main 2 coverages you want.  

@Chris C.If you want to use an umbrella policy for additional coverage for your IRA-owned properties - you won't be able to use your personal umbrella insurance and would have to buy separate one just for IRA/401k. 

There is less paperwork, no up-front PMI, and monthly PMI drops once you hit 78-80% LTV; 2) The FHA "100 Mile Rule" may prevent you from using a FHA loan on the new duplex.You need to learn to do a comprehensive rental analysis (there are plenty of resources here on BP).

Most all FL policies include Catastrophic Ground Cover Collapse coverage.

Identical coverage.