If it is a covered loss, the judgement would need to exceed the limits before anyone would want to go to the additional litigation to try to break through the trusts.  

In addition, the tax assessor site is usually managed at a county level, not the city.

I have used the same property manager the entire hold and have had zero issues and extremely happy with management, tenant placement and help on property tax reduction.

So my question is would it be worth the additional investment?

If there are additional expenses they need to be taken into consideration such as if you are paying for water/sewer, gas or oil, trash, plowing or lawn care, HOA fees if there are any, CapEx, maintenance, vacancy, mortgage, taxes.

But would love any additional feedback!

The Intel plant alone is projected to bring in additional 35,000 people and there is already a housing shortage. 

I believe in the state of SC I will also owe something like 5% or so at year end (in addition to feds?)

DSCR Rates are going to vary by quite a bit based on multiple factors (more than conventional), primarily FICO, LTV and DSCR - but also buydowns, prepayment penalties, and some alternative structures.That being said, I would say the average rate right now is around 7.5%, but can vary all the way down to 6% or higher than 9% for some special cases (like Multifamily 5+ or Mixed Use)Heres a couple articles on what goes into DSCR Rates (in addition to market) that hopefully helps!

The second guy only saw photos and quoted me for $2,500 but was actually unaware of the additional light switch move.