@Jay Hinrichs I hear you...the problem with the NAR suggestion that a seller simply find a RMLO to facilitate the transaction is that the licensing authorities could then move against the seller for brokering without a license, and also move against the RMLO and their company for accepting TPO (third party originations) from a non-licensed person.  

@Justin Mariniak @Julie Haveman has a great idea about pushing back the closing date if that will work for both parties.

Yesterday I received a rejection letter from the new management company stating that the by-laws state that the association is only responsible for common elements, and not the units.It doesn't explain that if a common element's failure damages a condo unit then ____ is responsible.I have sent emails calling the both parties abusive.  

The second part is: How do you organize your file cabinet, what file folders do you include, and What is the best organization tips you can give?

If a listing agent gets both parties to be her client, he/she will get 5-6% commission instead of 2.5 - 3% commission.

As long as the person lending the funds is not a party to the sale, the terms of the loan are documented along with the collateral, and there is evidence of your receipt of those funds.Again, make sure you are working with an experienced loan officer that can help you navigate the guidelines, to avoid any missteps.

It is specific as to requirements and procedures for both parties.

All depends upon the buyer and the property type {SFR vs MFU}FIRST, property with tenants in residence have rights to the expiration of the lease.if SFRbuyer *may* wish to occupy -> tenant is disadvantagebuyer *may* wish to rent to other known party -> disadvbuyer *may* wish a turnkey purchase (ie tenants in place) -> major advantageelse if MFUrents < FMR, disadv rents = FMR, advant

If you are working with a local hard money lender they will generally have a local title company that they have done multiple deals with.If making sure there is a reputable title company involved, why then would the HML title company be used instead of one that is neutral between both parties?

I've looked into RUBS/sub-metering companies, as my preference would be to have a 3rd party handle the billing for utilities (I heard about this on a BP podcast, and it sounded awesome).