@Michael Plaks, @Ashish Acharya you want to chip in? 

They may tell everyone to chip in.

I initially was looking at Kensington as there is a lot of development in that area but from what I read, this is still a very rough area north of Lehigh Ave.In terms of the specific area of Germantown, I am looking for some advice/guidance from other investors, but I am familiar with the West Oak Lane area and areas closer to Mount Airy and have been focusing my early search in these areas. 

I've usually had tenant offer to buy the damaged furniture or at least not argue about chipping in to fix it.I'll see if I can apply some sealer to the top. 

Hello BP members.I am invest in Detroit suburbs like oak park, Farmington hills southfiled.I have portfolio of 5 properties that i want to check the option to get a mortgage for them. 

Demand that any future PM add it to their lease, unless they can cite you chapter and verse of the state statutes where your properties are that forbid it.  .Wear and Tear: TENANT AGREES THAT DIRT, FILTH, GREASE, GRIME, SMUDGES, DINGS, HOLES, STAINS, SCRATCHES, TEARS, CRACKS, CHIPS, AND BREAKAGE does not constitute normal usage and will be billed as damages. _____ _____ _____ _____ (initials)

I have had a growing number of investors who have previously only bought South Philly start migrating up towards the NW of Philly towards Germantown, West Oak Lane, and Mount Airy. 

Apparently there is no chipping/ flaking paint, so there may the potential to encapsulate it….we’ll see 

@Ali Boone , thanks for chipping in.

And trust me, it's not like asking your friends to chip in for a pizza – it's way better!