It not a loophole, it's part of the tax code.I would ask your CPA this question, people not qualified to answer this could give you wrong info.

I’m hoping my story will lead to some great connections here and maybe help a few people in the process.

In my experience people ho have no skin in the game tend to care less about keeping the property up than those that have to work to have it.

I'd be really upset too, people are disappointing sometimes.

Are you looking to get an investment property at 20% down or a primary residence you can house hack (rent the rooms in the house you are living in), or a primary residence (better for people who are married/have kids/don't want roommates) where you live in it for 12 months then rent it when you buy your next property to repeat the process.

Renting SFH is not as flashing as some other real estate, but its always steady and people always need a place to live. 

I've seen it price many people out who thought that in 2020 it was a terrible time to buy and now regret it immensely. 

The one place that still imo offers a good combo of being nice, being affordable and having a little upside left imo is the eastern shore of Md, I just bought a flip down there (though it’s pretty hard if not impossible to find great value add even there) but it’s affordable, growing (a lot of people coming from dc, New York, Philly area.) but still not really a big enough market that any major operators are out there yet. 

I'm trying to create a list of problems people have encountered along the way, so others can avoid those problems.

Ive heard both from numerous different people but would like an opinion from someone more experienced, thanks!