I've been paying escrow+mortgage on rentals since 2015 and never had this happen to me.Details:Mortgage company does an escrow analysis and finds the following:2023 Taxes $1648 + Insurance $1634 = Total: $3282New Escrow for 2024Taxes $2331 + Insurance $1918 = NEW TOTAL: $4250- With increased tax and insurance I owe $968 more on escrow.- $968 difference paid out over 12 months would be $80.60 per month MORE.The mortgage company is claiming that I owe $3,000 MORE in escrow and is charging me an additional $250 per month.I checked with them and I've NEVER missed a payment and have been up to date this whole time.They say its not a mistake but couldn't explain why I owed $3000 more instead of $968 more for the year.Am I missing something? 

Purchase price: $118,000 Cash invested: $89,000 Sale price: $315,000Brought seller out of foreclosure and remodeled house from condemned to seller closing with property value increased by $196,000.00!

If you plan on using the HELOC as a down payment on another property that you plan on financing, just keep in mind you are increasing the debt on your current property, and paying interest on the HELOC, as well as interest on the new purchase if you finance it 

In all honesty, sounds like the best option here might be to find a way to increase your income so you can live more comfortably.Can you house hack?

Proximity to areas that are more attractive for commercial and industrial development.

Instead, buy some Altria (symbol "MO") stock, which has 58 years of steady to increasing dividends, and is yielding around 10 percent.  

Then gradually increase to beat the market.If that doesn’t happen, your listing will drop in the rankings and it becomes much harder to gain traction.

Perhaps if they were mostly through their lease I would use the opportunity to sign a fresh lease with no increase as the solution and show them they will save $$$ over any planned increase or just give them a week's free rent or something.

We are also the largest city in South Dakota so we are attracting a ton out-of-state people moving here to avoid all the politics. 

They grow in value, the tenants pay down mortgages increasing equity, you get tax benefits, and there's the appreciation.