It's true for many Americans - in fact, the man who created the 401(k) in the 70s regrets it, because it created a false sense of security and many will indeed find their retirement savings woefully inadequate.

It states that Adverse Action Notices may be delivered electronically and also emphasizes that "you must securely dispose of the report and any information you gathered from it".One of the examples is A landlord who makes it a practice to approve an application if the prospective tenant shows an adequate income or has a favorable credit report, is dealing with an applicant who has an inadequate income and a bad credit report.What if the reason for declining application is inadequate income and not the credit report?

Millions of people who have never heard of BP or all the acronyms just go out and buy a second home and rent it out.

The majority of the Americans live in a jail without realizing it: they cannot go to see a movie because they cannot afford it.they cannot go on a vacation because their bosses would not let them, cannot afford it, are afraid someone will take their job or all of the above.they live in tiny cells they call apartment because they cannot afford a bigger onethey get robed/raped/killed because they cannot afford to move to a better onethey rely on the taxpayer to provide for them because they cannot do it themselvesthey watch whatever their uberlords tell them to watch because they have been trained as kids to follow the crowdthey don't think for themselves because they are told that the rules are stacked against them and there is nothing they can do to change their own circumstances.

@Lance Blight No matter the case as long as you're reducing your cost of living expense by having tenants pay for some or all of your mortgage you are house hacking.I would caution you, though.

You can complete some or all of the materials included in each course – whatever works best for you and your learning style.

Some providers struggle with some or all of these tasks.Wish you much success.

They post pictures,videos,events,etc.I think sometimes people might feel like if they are not doing something EXTREME with charity or giving then what they feel comfortable  doing is less than or inadequate.

You can't just count on a zip code and think its all good or all bad.You can find 300K homes and 30K homes all in the same zip code!

Anderson does have a pretty vibrant sales force, so they can make you feel like you are not being wise by not buying a LOT or All of their services (which typicalls is $10-$15K).