Are my calculations incorrect or all these investors clueless and buying anything on the market?

For Texas licensee's, advertising is defined as a communication (can be either written or oral) which induces a member of the public to use the services of the real estate licensee. 

There are so many benefits to moving some or all of your portfolio outside of the coastal states.

They should have focused on customer loyalty first and got that right or all of the people here thaf are saying they’re looking for an alternative might have stayed. 

Would like to wrap my Michigan property or all of them into a HELOC and possibly pay off the Virginia property with the combined equity using the HELOC strategy.

It states that Adverse Action Notices may be delivered electronically and also emphasizes that "you must securely dispose of the report and any information you gathered from it".One of the examples is A landlord who makes it a practice to approve an application if the prospective tenant shows an adequate income or has a favorable credit report, is dealing with an applicant who has an inadequate income and a bad credit report.What if the reason for declining application is inadequate income and not the credit report?

Millions of people who have never heard of BP or all the acronyms just go out and buy a second home and rent it out.

The majority of the Americans live in a jail without realizing it: they cannot go to see a movie because they cannot afford it.they cannot go on a vacation because their bosses would not let them, cannot afford it, are afraid someone will take their job or all of the above.they live in tiny cells they call apartment because they cannot afford a bigger onethey get robed/raped/killed because they cannot afford to move to a better onethey rely on the taxpayer to provide for them because they cannot do it themselvesthey watch whatever their uberlords tell them to watch because they have been trained as kids to follow the crowdthey don't think for themselves because they are told that the rules are stacked against them and there is nothing they can do to change their own circumstances.

@Lance Blight No matter the case as long as you're reducing your cost of living expense by having tenants pay for some or all of your mortgage you are house hacking.I would caution you, though.

You can complete some or all of the materials included in each course – whatever works best for you and your learning style.