But your questions about do I buy health insurance or auto insurance the answer is I absolutely do,  but I don't pay for health insurance that doesn't have good coverage or auto insurance that doesn't pay out on claims and my entire suggestion is that home warranty policies are akin to buying extended warranty coverages.

Hello:A BK filing generally only delays any issues with the real estate.A secured asset like a home, which has a properly perfected security interest filed against it (like a mortgage or an auto loan) is generally removed from the bankruptcy "estate" and the secured creditor is permitted to proceed with collection, foreclosure, etc. against to asset outside of the BK process.So while the BK filing may result in a temporary stay of the foreclosure sale, the secured party just needs to appear and file a motion to have the asset removed from the BK.Regarding the subsequent rights of the new buyer related to leases in place, etc., that is very State specific. 

The auto insurance for the boyfriend could handle the claim, then surrogate against the Landlord or they might not do anything at all. 

@Jay Hinrichs  Just for a reference, this neighborhood is a block away from one of the most desirable neighborhoods in Buffalo (Elmwood Village). 

@Bryce Bradshaw I have been using erentpayment.com which they can make a payment there and then gets auto deposited into an account you specify.

I started at 18 selling real estate and while I have had my ups and downs and made millions and unfortunately in 08 lost a good chunk of them along with everyone else in the business.. what I learned and who I run with creates untold opportunities you just auto dial desperate people and all your doing is working with those folks.. your one and done your not building a client base per se or a future..

I also recommend GlobiFlow, it is an extension to Podio, but it allows the apps to talk to each other much easier, if/then statements, auto-texts, auto-emails, auto task creation, I think it's a must with Podio.Glad I could help!

Then when I can do it on auto pilot I can branch to a new area. 

The biggest hit at one times was a auto accident where a ball broke off my hitch and severely damaged a trailer I had borrowed, and dumped about $5K of shingles on the interstate. 

In Sunriver Village the Homeowners Association SHARC has amenities such as pools, waterpark, snow tubing hill, etc. meaning it's great for families, and Vacation Rentals.