The minimum threshold for ethical behavior is obeying the law.

From what I have been researching, their are renovation fixed rate loans like homestyle loans that fund the ADU but don't display the rates on their sites.

According to my formula, the "ARV" for subject property is displayed but problem it's based on "comps" and these aren't exactly. 

When I did wholesale deals, I always sold the property for 65% of ARV, minus repairs and closing costs.Personal stuff: I'm married to an EMT who is currently working as a Residential Advisor at a home for people with behavioral problems.

8% interest rates and crazy government behavior that makes economic conditions and investment outcomes highly uncertain

Give you the wherewithal to pursue and achieve your long-term goalsMany investors start off "too hot", and they either overdevelop their first property or they spend their money too fast - either of these behavior will stop you dead in your tracks, and you probably won't even be able to achieve your short-term goals - and you certainly won't have the resources to pursue your long-term goals.

The reason I avoid your emotionally unstable phone calls is to purposely document via text and email your erratic and unstable behavior.

The caution that they are individually displaying is turning out to be collectively reckless.

I think there is a general undertone of unethical behavior and some people want to undercut REI companies.

Im told The federal don't have to follow the same rules like the state so your going to have a LO who is on thier best behavior if they are state licensed.