Those products do exist.Here's some tips on how to find lenders that write this in Texas and for everyone else just in case it get's researched.1.

@John McKeeI think it's a function of the market cycle.

If it's not in writing then technically its up for grabs, you can fight the broker's split request.

And you simply deducted lot value then you got to write off 50% of the balance year one.. and there was no recapture after a sunset period.. this was the gulf opportunities act post katrina. 

If they are VERY professional, they will have their processes in writing as verification that it is enforced equally and fairly by their entire staff.6.

I suspect the ROW did not want to get in an argument with you and just kind of went along with your thought process all the while knowing there is no way they are going to agree to your terms in writing. 

Write those details down, then start looking for properties that match it.

In the meantime use the search function on BP and type in lifestyles Unlimited  and I think there are some post from the past of similar questions. 

The strategy that I recommend is going to differ from the responses that I see at the time I'm writing my response.1.

I have a rental property which cash flows, however on my last tax return I had reported the rehab costs for this property as a write off.