Hey Cecil, if you have the capital to operate locally, and it fits your goals to do so, I highly recommend doing that.Congrats on securing your primary though.

With your strong credit score, high income, and solid investment portfolio, you are in a great position to secure financing for an investment property in the U.S., and as they've mentioned above DSCR is something you might want to look at.

Ian - do you have any recommendations for a good securities law attorney? 

(Social security, pension, 401k, etc)It is hard to retire on $350,000 of net worth.Even if that is generating 10% cash flow, you are talking maybe $35,000 which is $17,500 for each person.I personally like the idea of seller financing a home at that point, potentially exclude the gain on sale if it was their personal residence and get a nice interest return.If the house is big, it also allows them to downsize the home when they look for something to rent.

This isn't totally necessary, but meeting property owners if you need to is a great way to win a deal

I just looked at a utility bill with a total charge of $184.12 but $116.50 is from base fees!

The buyer may pay off the remaining balance at any time without penalty.2.Late Payment Penalty: A late payment fee of 5% of the overdue amount will apply if payments are more than 10 days late.3.Loan Security: The property will serve as collateral for the seller-financed loan.Hey @C.S.

Exterior security cameras.

Right now, that fund is in ETH and is about 6,000 total which I estimate to return probably around 20% by the end of the year. 

So, if the total payment was  2500 you would only need to cover 1000 dollars a month with your income.