It's a bit outdated, I think there are better solutions today.

I don't think that's true.  

I think they all have fees associated with the account if it doesn't meet the threshold.  

I did not think about that.

Most would think it starts from the time you receive your certificate of occupancy, but that is not the case for conventional loans. 

(Your $12k down and your new $24k debt.)The “trick” in regards to less than 10% down is people think they bought and asset or have equity.

Thanks in advance.Hey Cosmo,I do think there is a growing concern towards the reliability with section 8 with varying administrations right now.

I think they typically give 20% off the annual subscription. 

I think it will add more competition to the rental market and the buyer market specifically up in N Phoenix, Deer Valley, Desert Ridge, and then up into Anthem - but will bring up value throughout the county. 

Eric,, I think why people go for the fund model is the idea that they are spreading their money into multiple notes being held by the company.. while in theory this is great but as you noted you don't really have any security compared to being the beneficiary of the debt instrument IE debt is in your name.