It is very very hard to make an NOI of $2000 every month or an average NOI, when your general occupancy trend is like weekends and long weekends because Poconos is not where USA travels, it is basically people from close by cities of NJ, NY, PA travel here.I am not saying it is not the place to invest but if you are looking for cashflow with a 20% down with current mortgage rate, I would run my numbers very carefully.I did not touch on HOA, township licensing and restrictions specially 2 people max per bedroom and Pocono Promise :PI also have a STR lakefront in Pocono’s and am struggling due to low rates.  

There are some special assessments coming up, and I've heard that some of the neighbors have been dropped by their home insurance providers and are struggling to find affordable home insurance in SD. 

Once tenants loose that buffer in their bank account to pay on the 1st of each month, they are going to struggle to keep up. 

Ive been struggling currently raising capital for a couple of funds....

Funny thing about that comment is if the free info is all the way worth it then why are so many posting how they are struggling to find deals . even veterans saying how deals are dried up..dozens of ways to find deals.

Most of the deals that I'm underwriting for clients or for myself struggle to qualify for DSCR loans or pencil out because there's a misalignment between what a property can command in rent and what the monthly debt service will be.

But struggling to find the right property 

My gut tells me that the tiered approach will be a struggle for most investors to get past.

New folks also struggle looking for easy riches.

Sell, pocket $200k in equity, appreciation since they bought it, bank 25% for a new deposit in a year once they repair credit, buy two new second hand cars because they need them, pay off credit card debt, put a little extra to the side for increased rent payments for next 12 months, and reorganize to buy in 12-18 months... now they see the light, a chance to move forward, to not stress, and they're lucky the market increased so much... but if they struggle to keep it, struggle to make payments, then 10 months realize they need to sell, would they have as much equity, maybe, maybe not..