- Weekday activities: What time do you wake up? 

Most lenders will also look at debt coverage ratio which limits leverage at this time due to higher interest rates.

Just left my W-2 to go full time Real estate but I'll tell you what...it ain't passive!  

This one was in my neighborhood and the timing was right!

Also ask, when you submit the plans does the city give a hard time on all the stuff or just a couple things. 

I dont have 50 props as I dont count inventory that we own which is 150 to 200 properties at anyone time.

@Craig Holland Land is often sold with owner financing, in part because buyers have a hard time financing it, and in part because buyers often only need a short time before they can build on the land and refinance out of the seller loan. 

Quote from @Chan Park: It's time to step and be a Landlord, as uncomfortable as it may seem.

I have full time job but can help where I can. 

I've created a discord channel for st Louis Investors https://discord.com/invite/Xjv8rJ3Y