Look at their listings and see what they're selling and if it's a match. 

I've learned to push the limits while still being polite, and to find ways to make our needs match those of the seller.We set ourselves up for success in the competitive real estate market by learning how to negotiate, figuring out why sellers do what they do, and using good methods.

Are you maxing out retirement contributions (or employer 401k matches)? 

While I no longer have health benefits or vacation time I still get to contribute to my 401K and receive my employer match on that.

Purchase price: $1,800,000 Cash invested: $960,000120ft tunnel carwash with 3 detail bays and an upstairs business office. rebranded the carwash business to match the same name and logo as two other carwashes and offered a joint monthly unlimited wash pass that was usable at any of the three wash sites!

I can't match the offers I see because we run a clean shop and take care of everybody along the way.

If youre really worried about the rate differential, just buy it down to match what the rate would be for a primary residence product when you put permanent financing in place and mentally account for it as a Stay Out of Jail fee. 

If your market is showing SF zoned comps for a ADU addition that match or exceed hands off cost of adding a ground up single ADU, your market would be rare if not unique for CA. 

Our EA then matches those numbers with the payment platforms.

Your agent works for you, so should be pushing back on the seller's agent's requests if they don't match what you want to do.