Think of it like buying an existing performing business.

Most mortgages say the lender has the right to buy homeowner's insurance for you if you don't prove you have it.

Those that preach no/low down payments are mostly just trying to appeal to the masses who want everything for nothing that will buy their courses.

If you are focusing more on turnkey's then I'd suggest partnering with one of the investment companies so you can buy a property that's been completely renovated and that has a resident already in place.

Is it possible to avoid taxes on the gains if I buy another property for $564k ($900k - $336k) and make capital investments of $336k?

This requires careful structuring and compliance with IRS rules.Installment Sales or Buyouts – Instead of distributing properties outright, investors can sell or buy out their respective shares over time, spreading out tax liability and reducing immediate capital gains impact.LLC Restructuring (State-Specific) – Converting the corporation into an LLC taxed as a partnership may allow for a more tax-efficient asset distribution.

Moving and buying your first piece of real estate is a lot in the next year!

I highly suggest working with an investor friendly agent so you don't buy in the wrong locations.I like the west side of Cleveland.

I am continuing to buy residential properties.

It might just make more sense to buy another property and move on.