Feel free to reach out directly if you'd like to dig deeper into the chaos I've immersed myself in over the last 10 years or so.Cheers and drive safe

If you are patient, it will come into focus for you.Best of luck as you get going, and feel free to ask any questions.

Feel free to reach out and we can give you information on our experience.

They've changed formats a bit, to one that is a free happy hour and I've not been to that. 

Feel free to shoot me a message if you want to chat further.

This is much lower than the costs associated with refinancing.Benefits of Mortgage RecastingLower Monthly Payments: The most immediate benefit is a reduced monthly payment, which can free up cash for other financial goals.Save on Interest: By reducing your principal balance, you’ll pay less interest over the life of the loan, potentially saving thousands of dollars.No Credit Check or Appraisal: Unlike refinancing, recasting doesn’t require a credit check, income verification, or home appraisal, making it a quicker and simpler process.Keep Your Current Interest Rate: If you have a favorable interest rate on your current loan, recasting allows you to maintain it while still lowering your payments.Drawbacks of Mortgage RecastingRequires a Lump Sum: Not everyone has the cash on hand to make a significant lump sum payment, which can make recasting inaccessible for some homeowners.Doesn’t Shorten Loan Term: While your monthly payments are lower, recasting doesn’t reduce the length of your loan.

If you ever want to connect, discuss strategies, or get more tailored advice, feel free to reach out.

Feel free to reach out if you have any questions or just want to talk.

TY You have a few different options, but a cashout refi on the free and clear property is probably simplest. 

Feel free to dm me and I have a contact for that.7) if all the above checks out and the deal meets your criteria then yes.