They must reimburse you for taking your private property and using it.

•Explore private lenders or hard money loans if you need higher leverage, though the interest rates will likely be much higher.

The prior owner converted the garage into a 2b/1ba private suite (so now I have a 6bed 4bath home - but no garage) a garage is important to add value to the home.Here's to a prosperous 2025!

There is running private credit and running MF and then their is portfolio mgmt.

I can provide more details but these are the highlights. 

All is not lost, if you can find a seller of the apartments who is alos willing to finance the purchase for you;  Or look for a private/hard money lender.

We have retirement accounts, a small private stock market account, and an emergency fund. 

As an example, we joined an expensive, but exclusive private networking group 12 years ago.  

I’ve had great experience with private landlords in the past, and have found fellow pet lovers that didn’t charge pet rent, or accepted my larger dog (when he was alive) to live in an apartment without hassle.

Quote from @Marshall Robins: We can go up to 50% LTV as a private lender for what it's worth.