They have installers as well.Take a look at Engineered Wood floors since this is your personal residence.

We have funded over 4000 loans nationwide.

Be candid and do it in person.

If you have a chunk of money to get going I'd personally buy the biggest thing you can if you don't I think house hacking into a 4 plex is great. 

Sharing some of my personal experience.

When dealing with federal, state, and local NOFA (notice of funds availabilities), do government funds allocated for affordable housing often get depleted from too many developers requesting funds for new projects?

Instead, consider a HELOC or home equity loan to fund repairs, as the interest may be deductible if used for home improvements.This post does not create a CPA-Client relationship.

The answer is its personal preference.

I have the funds to buy another primary residence in this area but not enough for an investment property that would require 20-25%.

They offer fast funding and flexible terms, making them ideal for fix-and-flip or BRRRR strategies.