United Wholesale Mortgage is only lender I'm aware of that allows for $100k or less for a DSCR loan.

Quote from @Allison Cutlip: Hi all, My boyfriend and I are buying our first home that is a duplex, planning to live in one unit and rent the other side.

I’m planning to do this for 3 multifamily properties all located in MA, each ranging from 2 to 4 units.

I am 67 and retired as one of the top Business Development entrepreneurs in the United States so this is a fun way to give back to the industry while changing it at the same time it needs it.. and it is that simple. .

House hack a 2-4 unit with the lowest down payment loan you could find. 3.5% FHA or 5% conventional.

Investment Info:Small multi-family (2-4 units) buy & hold investment.

Number of units?

If you can offer a nice unit that is updated for slightly lower than market value, it is going to keep your vacancy rate at a near 2% per year. 

Purchase price: $645,000 Cash invested: $516,000 80% cash purchase.2,437 sq ft Duplex, with 3b 2b for the front unit (1331), 4b 2b for the back unit (1333).   

As of now, I have a total of 3 units and 2 of them are occupied by the sweetest individuals.