The landlord contacted me one day saying the neighbor's kitchen was flooded two weeks ago (1 inch water on the floor).

Either way, with 20k & no debt soon, and you raise the score over 700, to me that math equation equals heavy success.It’s all on you man, so stay focus, and surround yourself with people doing what you wanna do, don’t reinvent the wheel of their success ok.

We purchased a 2nd lien, and by the time it was transfered, we passed the date to file as a secured creditor due to the prior servicers attitude of most will not make it through CH 13, and they are over 2 years into the Ch 13 plan.So we are unsecured and have to wait for it to be dismissed, and we can't foreclose since they are in Ch 13.

Roll some cars up into your front yard, put them on blocks and take the wheels off.

We also have a little spinning wheel that just keeps moving if there is a leak.

Newbie, seeking training wheels purchase.

When I was finally ready to get the wheel set in motion I was lucky enough to stumble upon this little gem and was blown away by the vast amount of information available.

I am not trying to reinvent the wheel.

Surely they did not reinvent the wheel and it seems a steep price to pay for a few contacts. 

No since in reinventing the wheel, so I would suggest going and checking them out...