I'm going to definitely revise my lease to add details about holes in walls. 

Need more details. 

I am not privy to the details of that from their perspective, but I would hesitate to assume the policies are the same; I don't believe they are.

I mean myself and any bank would need more details, but if you utilize that large sum as a downpayment and have a small mortgage, wouldn't you easily qualify for the debt to income?

Give them all the details, contact information, time lines, relationships, etc.  

Thank you @Samuel Coronado for all the great detailed info! 

@Desiree Board What about a duplex like this: https://www.realtor.com/realestateandhomes-detail/1650-Cohas...?

I had no idea what they were talking about until I dared ask for more detail.

For example, you can use this link to get detailed information, https://spotcrime.com/map?

@Brett Riemensniderwe don't know all the details, but as i said that's a very expensive way to buy property - if you can't afford a property without overleveraging then you might just have to save up more.