If FNMA, FNMA allows transfer of deed to LLC if mortgage originated after June 1, 2016 and original borrower owns a majority interest in the LLC and any 12 months of owner-occupancy is first met:https://servicing-guide.fanniemae.com/THE-SERVICING-GUIDE/Part-D-Providing-Solutions-to-a-Borrower/Subpart-D1-Assisting-the-Borrower-with-Property-Related/Chapter-D1-4-Transfers-of-Ownership/Section-D1-4-1-Information-Relating-to-Transfers-of-Owner/D1-4-1-02-Allowable-Exemptions-Due-to-the-Type-of-Transfer/1041300841/D1-4-1-02-Allowable-Exemptions-Due-to-the-Type-of-Transfer-09-09-2020.htm

I've reached out to customer service and received little assistance.

We’re at November 25th and one of my 2 is late again and now applying for rental assistance for November and December rent because she can’t make ends meet.

Account Closed  Let me know if we could be of assistance, we don't lock anyone to any long term contracts or penalizing to get out of.  

Happy to connect and assist you in your real estate investing journey.

@Craig Curelop is a great resource to assist with this as he is in Denver and wrote the book on house hacking for BP.You are a little numbers heavy vs. expectations meaning that it seems like you are really counting on these numbers to work and they could be tight which can be scary for a first property.

Brandon, I see you're in OK, I'm in MO, you might connect with me and I'll be happy to assist or answer questions.

Pretty solid points here, I would also like to add refinancing with a non-traditional DSCR based loan can assist with getting access to cash quickly as there are many lenders that have a lower seasoning requirement. 

What strategies will you implement, who is your team around you to assist with this?

@Taylor Robertson, you may also consider if you'll need any assistance from an agent on this deal.