I had dozens and was able to sell most with seller-financing for a passive perpetual tax-efficient annuity.   

For example, if someone is to receive an annuity income in two or three months you can consider that as a compensating factor in your decision.

By forming a partnership and keeping all percentages the same from start to finish no transaction has taken place between the disqualified persons they are each supporting their own share of the investment.From the IRS Publication 590:Generally, a prohibited transaction is any improper use of an IRA account or annuity by the IRA owner, his or her beneficiary or any disqualified person......The following are examples of prohibited transactions with a traditional IRA.Borrowing money from itSelling property to itReceiving unreasonable compensation for managing itUsing it as security for a loanBuying property for personal use (present or future) with IRA funds

If one has the cash and wants an annuity type income that works..

Put some cash this morning in an ETF  munifund: SHYD pays 3%.I  am lucky to have a fixed annuity that pays 3%; bought a while ago and can move cash in and out when I want.

Following are the similarities and differences between the solo 401k and the self-directed IRA.The Self-Directed IRA and Solo 401k Similarities Both were created by congress for individuals to save for retirement;Both may be invested in alternative investments such as real estate, precious metals tax liens, promissory notes, private company shares, and stocks and mutual funds, to name a few;Both allow for Roth contributions;Both are subject to prohibited transaction rules;Both are subject to federal taxes at time of distribution;Both allow for checkbook control for placing alternative investments;Both may be invested in annuities;Both are protected from creditors;Both allow for nondeductible contributions;Both are prohibited from investing in assets listed under I.R.C. 408(m); andNeither may be invested in your own business. 

Some people COCR is the only number that matters, the percentage measuring their success.Checking & Savings accounts give less than 1%Fixed Annuities will give 1-3% (depends on surrender period)Stocks/Mutual Funds are 4-8%Indexed Annuities are 3-12%Real Estate has greater returns 8-30% (no money down will make that number higher), so which percentage do you wamt to see on your investment?"

These companies got in trouble because they were insuring mortgage back securities (Credit default swaps, derivatives), their ALMOST demise was NOT because of their life insurance or annuity holdings and the holdings subsequent investment strategy.The companies I have referred to throughout this thread are mutual companies.

Think the old whole life insurance policies that paid a very low return on the "hidden" investment aspect, and how by purchasing term insurance seperating as the "consumerable" good and a seperate annuity (if this was the type of investment desired) your return was increased by 3-5% per year with no additional risk."

I assume that money is some sort of level life annuity.