While there are some who commute to Lexington from those towns you mentioned, the numbers are relatively small, with most coming from Richmond.

We have small earthquakes pretty much daily (many are imperceptible to us) but they take their toll on structures.

@Brian King If/when you're ready for a small MF, would something like this "float your boat", https://www.realtor.com/realestateandhomes-detail/1710-Liber...?

Small multi-family property is where I would start.  

>I'd look to invest in small multi-family 2-4 units with a larger down payment ~50% or more (only way to produce positive cash flow here at the moment) I never understood why one would want to buy cash flow.  

Agree on the advice their are sharks out there that are very good praying on people with various scams each month a new one pops up so avoid the housing market right now .In the mean time invest in a index fund that follows a benchmark like a S&P 500 each month/week put more money in when you are at a age that father wisdom has visited make small moves into the housing market .

Hi BP community - I'm an investor with 3 SFHs in the Nashville area looking to acquire my first small multifamily property (2-4 units).I'm trying to determine the best approach for the 25% downpayment, comparing using cash that is currently sitting in a high yield savings account to funds from a HELOC on one of my properties.

If that's my experience in a small town, I suspect it's probably everywhere.

I informed the seller that because of the overlay, the property may be 2 build eligible in-spite its small lot size.

. $200-$300K) from that small circle, how would you recommend I start branching out?