But you should know that retirement accounts can be self-directed, meaning that you now have the ability to invest in alternative investments such as real estate, tax-liens, trust deeds, private lending, etc. etc.I would argue with you that that one of the worse plans that the insurance industry has come up with is the cash-value insurance policies that some of the insurance agents sell who are interested in fat commissions checks when they sell such policy and disguise them as retirement plans. 

I'm interested in debt instruments and how I can be a fat cat too ;)Please advise.

and people can smell your fat wallet coming from a mile away.

I could get it for about 225k I think its grossing about 5k right now, honestly I have kinda just put it on the back burner for now.

Closing costs is guess would be about $10,000It Thee than writing a big fat check, any other options y'all are familiar with to find the downpayment?

Realtors can help with this but my problem is i guess being on the back burner.

The key is to buy a property with a fat cashflow that more than pays off the HELOC.

The fats cats are on a free ride...............so be prepared for their greed to cause more havok one day when we least expect it. 

I really got my license for the education more than to become a realtor plus I like the fact that any property I buy in the future for 500-600K  I will get a fat commission check!!!! 

With two properties under your belt, I recommend you making sure your next buy is what they call a "fat pitch" ...in other words, one you can knock out of the park...you're young enough to wait for it.