@Tom S.Thank you for the great advice, I will definitely make sure the inspectors check against the code book, its a duplex listed at 69k currently but foreclosure company seems eager to be rid of it, so the price should be fairly flexible.

Outside the city limits of both towns there is more flexibility, but you want to be sure about what you can do with a property before you get under contract.I'm happy to help strategize more!

You can do a certified letter to prove they received it for completeness.I recommend going the friendly route and being reasonably flexible.

Now, let's break that down…- A median single family home is $543,000 (up 2% from last year)- A median townhome is $377,000 (Down 5% from last month so appreciation has slowed down significantly here: https://tmls.stats.10kresearch.com/infoserv/s-v1/IFbq-ZfR)More quick stats:- Homes went for 1% under asking, indicative of a less competitive market typical of fall- ⅓ of homes experienced at least one price drop- Homes sat about 21 days on market- Sellers has 10 showings before going pending- There are about 3,100 homes for sale, which is up 10% over last yearWe continue to see more options to choose from, more flexibility from sellers, and cyclical dips in prices across the board.

Currently I'm pretty flexible on time most any afternoon or evening.

But if you want flexibility and quicker access to cash in the future, HELOC may be more suitable.Yes, you could do either option again later if your property builds more equity!

Just keep an eye on your financing options, the local market trends, and stay flexible if the right deals arise, whether they’re duplexes, SFHs, or other opportunities.

Hey Diane, Since you're targeting properties under $75K, consider local credit unions or community banks, as they may offer more flexible loan options for smaller amounts.

With $100k, you have a lot of flexibility in real estate investing.

Additionally, consider exploring hard money lenders, as they often offer flexible options for tapping into land equity, although they come with higher interest rates and shorter terms.Another option is reaching out to land-specific lenders or specialty loan providers who may offer land equity loans.