As mentioned, the HOA official documents can be obtained free by the home owner/Realtor via the HOA's web site and hard copies cost no more than $25 and the home owner has already compensated the property manager to complete these ordinary tasks with their HOA dues.Then there is the Transfer Fee on home refinancing.

I think I would err on the side of caution and make sure everything is being set up with an eye towards future growth, as it is much harder to fix things down the line.  

Also found mold growth along the entire length of the sink wall.

One bad section of pipe surrounded by lots of good copper.Wilson - FEMA recommends any mold growth greater than 25 square feet should be handled by a professional mitigation firm.  

if you have anything that would help steer us on the right path, we would appreciate the help".A background of our current situation.We are Self-employedBeen Self- Employed for 3yearsWe have a business ABNWe are registered for GSTOur capital growth Is assending and our monthly situation is 27k."

You will have a bit more liquidity and growth potential over the long run or just in case you need it for emergencies so you can get your hands on it.

What precautions should I take or what tasks are needed to be completed when buying directly from another investor without a real estate agent?

LA's Population is growing by 8-11% each year and we are only adding about 3% of growth to inventory.

There are some really great parts of Baltimore and some wonderful things happening in the way of medical tech growth.

If we take the Fed at their word, and if we forego any concerns about increasingly weak global economic growth, there is certainly more risk that rates move quickly higher vs quickly lower.