Didn't effect my loan amount, but you very well could get that $325k from a new appraiser, if there are new comps, or now that some work has been done, etc.

All other terms remain in effect.

The change in pricing on second home loans will go into effect nationwide however, not just high cost markets.

There's a 30 days wait period after you sign up before coverage takes effect.

Maybe sell off one or two of your least favorite properties and buy something better, or the ones with the most equity and leverage that equity more effectively.

Might want to consider SB 43 that went into effect 1/1/2022.Wrapped lenders/sellers are fiduciaries to wrapped borrowers/buyers is only one of many changes. 

Read self help, books on improving your personal skills, how to effectively understand what people want and what you want from them, your ability to communicate with the people you want to be more connected with starts with your EQ, of course rich dad poor dad is a great start, but having a good foundation in communication, and practicing it daily will help you grow, you can learn real estate anywhere, people skills is an in the trenches skill, start with smiling at strangers and getting smile back its the simplest form of an exchange.

Mortgage will be like $2200/mo and rent is $4200/mo and there will be effectively no $$ left into the property.

When evaluating a new property, it is essential to understand how the seller has managed the property and how effective their practices have been.In many cases, a property will be marketed with offering materials assuming “market management fees.”

I'm just trying to think of a cost effective way to live without paying rent to someone else if I can rent my own property or from a family member and buy another property when I can qualify for a residential owner occupied mortgage.