James, thank you for those words - it really means a lot.I confess that Stephen Coveys book changed my life, even though I came to it much later than most!

From what I have read though if you employ solar and wind power generators then you are pretty much set, because if its not sunny then its likely stormy which means more wind :)Basically the civilization systems include everything you need to live a civilized life on an island, are completely self sufficient (you could remove the generator if you didn't mind the occasional black out), and again not as expensive as one would think, especially with the "go green" attitude really coming into play now a days, you may even start to see these kinds of systems becoming available to the rural population, and as economics dictates, the more widely available something becomes, the lower the price tends to be.Just thought I would throw what I know about islands out there for everyone.

In all walks of life there are people that will be "sneaky" try to do better, then when they fail, of course they will blame you.SO what do you do?

I comfort myself in the thoughts of one philosophy: In order for a person to achieve complete happiness and fulfillment in life he/she needs three things: power, respect, and sex.

NO MONEY, NO CREDIT WANT TO FLIP A HOUSE IS THERE STILL LIFE FOR INVESTING.

Thanks for the warm welcome and here's my life story.

Which tells me that reality hasn't truly hit the sellers, or that the agents are just taking the listings without explaining the facts of life to the sellers.2.

I fear that I will get scared off by this and end up not pursuing law or something else and end up being something of a financial loser my whole life.

The most important thing you have in life is your integrity, so I would never give it up just to save a couple bucks on a loan.

This puts all the basics together in one easy read and with plenty of relevant real life stories from the author and other starting out investors.