Everyone will come across as positive that their advice is the best, but they often don't actually know your specific details, so just be smart about how you apply their guidance.I'll send you a PM so that we can connect!

You never know what might change for you in a few years and the scenarios I'm about to describe may not even apply. 

They are simply applying the same logic you would with a problem tenet.  

If this isn't as much of a concern as I'm making it out to be, I could just apply for loans at a bunch of different places and just see what offers come back.

I’m second guessing this now because I realized that the MA landlord/tenant law book (DiBlasi) I’ve been using for reference states that this is true for leases, but I can’t find specifically where it says if this applies to TAW agreements.

Now, since BRHP has implemented there "opportunity areas", all first year applicants can only apply in certain areas in the county(ie Parkville, Towson, Lutherville, Catonsville, etc).

I don't really want to deter folks from applying at my properties by setting up barriers.

Might be good to give them a call for further details on what requirements would apply in your case, when you're getting your Colorado license.https://www.colorado.gov/pacific/dora/real-estate-... 

As long as the sold houses are in similar condition to what yours is going to look like you can get the average of the sold houses and apply it to your house.As far as the repairs, you would need to list the repairs and find out what it costs to do those repairs.

Contact a local tub resurfacer and they will apply commercial grade stuff that will make your counter top look like granite and is durable.