She was the original owner of the house and I later discovered she paid 15,000$ for the property the year it was built in 1958.

Again, I'd recommend studying up on MHP deal analysis.

Also, you may think your buddies are great friends, but if you haven't lived with them before, you may discover that they are not great roommates. 

You'll both discover things about yourself and about the business that you didn't (and couldn't have) known from the onset, so have built-in "checkpoints" in which you honestly discuss how everyone is feeling in their role, the vision you are pursuing, and the pace you're moving at. 

Hi Marc, I am very familiar with Towson as I studied at Loyola Maryland which is pretty close.

There are a lot of studies out there on this, or you can read Dan Ariely's "Predictably Irrational", but bottom line is that vastly more people are motivated by loss than by gain.

And I'm discovering I need to keep my long term investments in a separate account and also to try not to trade the same stocks in retirement accounts. 

If you want to master these 2, study these 2, wholesaling is simply when you apply these skill to real estate for the purpose of "horse trading".

If you study economies with governments that have no monetary will power, the value of the currency quickly is diluted to nothing.So, what is the little guy to do?   

What have you been studying, and what do you know more about?