Then a permanent loan.

Getting permanent financing on "mobile homes" (i.e. manufactured housing) is not as straightforward as it seems and is highly technical.

With social media it is way too easy to permanently damage a persons reputation beyond repair.

This may be good enough for our purposes here, but according to EPA these sealants tend to wear out a few years down the road and radon will creep up again even though the makers and sellers of these products state it's a permanent fix.

If you have really good credit there are a handful of cards with a permanent ~8% rate.

I did speak to XenCall and the only reason I haven’t switched is mainly because the payment isn’t monthly, but quarterly and I’m not comfortable paying for 3 months on something that I don’t know too much about and at the same time having to get cold callers adjusted to it temporarily or permanently, which can be a hassle.At the end of the day $100 plus or minus a month on a subscription is definitely not as critical as the quality of the cold callers, scripts, and systems you already have in place.I’m sure you know in this business that one deal will make up for everything and I think that’s what we should be focusing more on.Once we get more deals and systems are in place, getting other software that’s newer or more expensive might be a route that I’ll take.

You can't lock in permanent financing until you have occupancy and leases to show the bank.

We struggled with obtaining permanent financing (first time investors and out of towners). 

The first time around we used a conventional loan to purchase the property and then we used cash to build our two ADUs.We are looking to take on a bigger project and will be needing a few different loans: Acquisition, Construction, Permanent.

If they are permanently attached (i.e. not on wheels, have a foundation), it is considered a building so that is 1250 property (27.5 year life).