So why not bring on a realtor who works with investors to add bench strength to your plan. 

If the amortization or low downpayment is what is driving you towards the SBA loan, if your downpayment is under 20% it may be the only loan option, then you would be pressed to find a similar loan.

If however, you don't have any other retirement savings, I would be hard pressed to suggest you risk your homes equity on something you are a complete newbie at.

Here is the link for an Associated Press Article I found on the FAR site.

You'll be hard-pressed to do a conventional refi for more than 75% of the purchase price until you've owned the property for at least a year, so that's probably not your best solution.Small banks often make their own loans, which means they can define the terms and the underwriting standards, and they will sometimes do a refi up to 75% of the purchase + rehab costs.But, until you've held the property for at least 6-12 months, you won't be able to refi based on a new appraisal, either conventional or with a small bank (at least not any small bank I know of).As for whether you should get an owner occupied or investor loan, if you're going with a small bank, you'll probably have to get an investor loan (and they may require the loan in a company name with personal guarantees); if you're going to go the conventional or FHA route, you probably can't legally get an OO loan if you'll be occupying for less than a year, so you'll have to go investor that was as well.

This is in large part due to there is usually a pressing need for the loan.

Furthermore, you'll be hard pressed to find a bank who will finance these nor will you find a future buyer who'll pay you that 10 CAP for them.

Judge calls previous owner to the bench and asked is that correct.  

I would be hard pressed to find many here who will disagree with me that GENERALY speaking, you won't cash flow postively anywhere in California.

Billboards, transit benches, bus signs, vehicle graphics, etc...anybody have much success with them?